Top Reverse Mortgage Specialist
Sean Skaggs
Serving Newport Beach & Orange County, CA
A Certified Reverse Mortgage Professional (CRMP) who has worked with more than 2,000 clients since 2004, helping Newport Beach and Orange County homeowners access home equity to strengthen retirement cash flow.
NMLS 859600 | 1025894
Specialized Services
Reverse Mortgage Solutions
As a top reverse mortgage specialist in Newport Beach and Orange County, I offer comprehensive solutions tailored to local homeowners.
Reverse Mortgages
Traditional HECM reverse mortgages tailored to your needs
JUMBO Reverse Mortgages
Higher loan limits for high-value properties
Reverse Mortgage for Purchase
Buy your dream home with reverse mortgage financing
JUMBO for Purchase
Purchase luxury properties with jumbo reverse options
Reverse Mortgage Refinances
Refinance your existing mortgage into a reverse
Proprietary Reverse Mortgages
Private reverse mortgage solutions beyond traditional limits
Why Reverse Mortgages
How a Reverse Mortgage Can Help
A reverse mortgage is more than a financial product—it's a tool that can transform your retirement years. Whether you're looking to reduce expenses, create financial security, or simply enjoy life more fully, the right reverse mortgage solution can make it possible.
100%
Focused
Local
Relationships
Purchase a new home to fit your lifestyle needs
Reduce monthly expenses by paying off existing mortgage
Enhance your cash flow
Create an emergency fund
Fund home repairs or upgrades
Fund caregivers, live-in nurses, or other in-home care
Protect your retirement portfolio
Reduce monthly expenses by paying debt
Incorporate housing wealth into your retirement plan
Increase cash to help ensure monthly bills are paid
Reduce the burden of out-of-pocket healthcare costs
Have cash for large expenses, such as a vacation or vehicle
Sean Skaggs
Top Reverse Mortgage Specialist
Newport Beach, CA
"According to Mobility Market Intelligence (MMI), a leading mortgage and real estate data service, more Newport Beach and Orange County homeowners chose to work with me for their reverse mortgage needs than almost anyone else locally this year."
About Sean
Newport Beach & Orange County's Top Reverse Mortgage Specialist
Sean Skaggs is a Certified Reverse Mortgage Professional (CRMP) serving homeowners in Newport Beach, Orange County, California, and nationwide. Since 2004, he has worked with more than 2,000 clients to evaluate and structure reverse mortgage solutions designed to support retirement goals and improve cash-flow flexibility.
Sean specializes in:
- Home Equity Conversion Mortgages (HECM)
- Reverse Mortgage for Purchase
- HECM Refinance
- Proprietary / Jumbo Reverse Mortgages
- Retirement cash-flow strategy using home equity
Sean works with homeowners age 55 and older, as well as real estate and financial professionals, to help clients understand how a reverse mortgage may fit within their broader retirement planning strategy.
His approach is education-focused and transparent. Sean takes time to explain eligibility requirements, loan costs, borrower responsibilities (including property taxes, insurance, and home maintenance), and how repayment works.
Reverse mortgages are the only type of financing Sean specializes in, and his business is built entirely through local relationships, not national marketing. That focus has helped him better understand the goals, challenges, and preferences unique to Newport Beach and Orange County homeowners.
He is thankful for every client and partner who has made that possible and excited to continue helping older homeowners create financial flexibility, whether that means solving a problem or opening new opportunities.
Newport Beach
Local Focus
Trusted Service
Professional Partners
Education & Growth Programs
I partner with real estate professionals to provide education and resources that help you better serve your clients while growing your business.
Realtor Education
& Business Growth
Partner with me to learn how HECM for Purchase can help your clients and grow your business.
Builder Education
& Business Growth
Discover how reverse mortgages can expand your buyer pool for new construction.
Financial Advisor Education
& Business Growth
Learn how reverse mortgages fit into comprehensive retirement planning strategies.
The HECM Program
& HECM for Purchase
Comprehensive education on HUD's Home Equity Conversion Mortgage programs.
Common Questions
Reverse Mortgage FAQs
Straight answers to what Newport Beach and Orange County homeowners ask most.
Get In Touch
Let's Start the Conversation
If someone you know could benefit from a reverse purchase or refinance, or if you'd like to learn more about your options, I'm here to help.
© 2026 Sean Skaggs · Reverse Mortgage Specialist · Orange County, CA
Mutual of Omaha Mortgage
15231 Laguna Canyon Rd., Ste 250
Irvine, CA 92618
Equal Housing Lender
NMLS 859600 | 1025894