Top Reverse Mortgage Specialist

Sean Skaggs

Serving Newport Beach & Orange County, CA

A Certified Reverse Mortgage Professional (CRMP) who has worked with more than 2,000 clients since 2004, helping Newport Beach and Orange County homeowners access home equity to strengthen retirement cash flow.

NMLS 859600 | 1025894

Specialized Services

Reverse Mortgage Solutions

As a top reverse mortgage specialist in Newport Beach and Orange County, I offer comprehensive solutions tailored to local homeowners.

Reverse Mortgages

Traditional HECM reverse mortgages tailored to your needs

JUMBO Reverse Mortgages

Higher loan limits for high-value properties

Reverse Mortgage for Purchase

Buy your dream home with reverse mortgage financing

JUMBO for Purchase

Purchase luxury properties with jumbo reverse options

Reverse Mortgage Refinances

Refinance your existing mortgage into a reverse

Proprietary Reverse Mortgages

Private reverse mortgage solutions beyond traditional limits

Why Reverse Mortgages

How a Reverse Mortgage Can Help

A reverse mortgage is more than a financial product—it's a tool that can transform your retirement years. Whether you're looking to reduce expenses, create financial security, or simply enjoy life more fully, the right reverse mortgage solution can make it possible.

100%

Focused

Local

Relationships

Purchase a new home to fit your lifestyle needs

Reduce monthly expenses by paying off existing mortgage

Enhance your cash flow

Create an emergency fund

Fund home repairs or upgrades

Fund caregivers, live-in nurses, or other in-home care

Protect your retirement portfolio

Reduce monthly expenses by paying debt

Incorporate housing wealth into your retirement plan

Increase cash to help ensure monthly bills are paid

Reduce the burden of out-of-pocket healthcare costs

Have cash for large expenses, such as a vacation or vehicle

Sean Skaggs

Sean Skaggs

Top Reverse Mortgage Specialist

Newport Beach, CA

"According to Mobility Market Intelligence (MMI), a leading mortgage and real estate data service, more Newport Beach and Orange County homeowners chose to work with me for their reverse mortgage needs than almost anyone else locally this year."

About Sean

Newport Beach & Orange County's Top Reverse Mortgage Specialist

Sean Skaggs is a Certified Reverse Mortgage Professional (CRMP) serving homeowners in Newport Beach, Orange County, California, and nationwide. Since 2004, he has worked with more than 2,000 clients to evaluate and structure reverse mortgage solutions designed to support retirement goals and improve cash-flow flexibility.

Sean specializes in:

  • Home Equity Conversion Mortgages (HECM)
  • Reverse Mortgage for Purchase
  • HECM Refinance
  • Proprietary / Jumbo Reverse Mortgages
  • Retirement cash-flow strategy using home equity

Sean works with homeowners age 55 and older, as well as real estate and financial professionals, to help clients understand how a reverse mortgage may fit within their broader retirement planning strategy.

His approach is education-focused and transparent. Sean takes time to explain eligibility requirements, loan costs, borrower responsibilities (including property taxes, insurance, and home maintenance), and how repayment works.

Reverse mortgages are the only type of financing Sean specializes in, and his business is built entirely through local relationships, not national marketing. That focus has helped him better understand the goals, challenges, and preferences unique to Newport Beach and Orange County homeowners.

He is thankful for every client and partner who has made that possible and excited to continue helping older homeowners create financial flexibility, whether that means solving a problem or opening new opportunities.

Newport Beach

Local Focus

Trusted Service

Professional Partners

Education & Growth Programs

I partner with real estate professionals to provide education and resources that help you better serve your clients while growing your business.

Realtor Education

& Business Growth

Partner with me to learn how HECM for Purchase can help your clients and grow your business.

Builder Education

& Business Growth

Discover how reverse mortgages can expand your buyer pool for new construction.

Financial Advisor Education

& Business Growth

Learn how reverse mortgages fit into comprehensive retirement planning strategies.

The HECM Program

& HECM for Purchase

Comprehensive education on HUD's Home Equity Conversion Mortgage programs.

Common Questions

Reverse Mortgage FAQs

Straight answers to what Newport Beach and Orange County homeowners ask most.

Client Reviews

What Homeowners Are Saying

Real reviews from Newport Beach and Orange County homeowners Sean has helped achieve financial flexibility through reverse mortgage solutions.

Reviews

5.00
Ratings
20
Total Reviews
5
100%
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  • R
    Richard M 
    Irvine - CA
    Posted on 2026 May 26 03:37 PM
    5.0
    for
    Sean Skaggs | 🍊OC Reverse Mortgage Specia...
    Encompass
    Sean Skaggs
    Reply from
    Sean Skaggs
    2026 June 1 04:33 PM
    I'm happy to see that you had a positive experience, Richard. If you have any further questions or need assistance, please feel free to reach out.
  • P
    Peter L 
    Discovery Bay - CA
    Posted on 2026 March 8 11:33 AM
    5.0
    for
    Sean Skaggs | 🍊OC Reverse Mortgage Specia...
    Encompass
    Communication and follow up from Sean was great
    Reply from
    Sean Skaggs
    2026 March 13 11:34 AM
    I'm pleased to know that my communication and follow-up met your expectations, Peter. It's important to me that you're well-informed throughout the process. If there's anything else you need, don't hesitate to reach out.
  • R
    Richard B 
    St George - UT
    Posted on 2025 December 16 08:39 AM
    5.0
    for
    Sean Skaggs | 🍊OC Reverse Mortgage Specia...
    Encompass
    Sean was very responsive, always answering calls quickly or retiurning calls quickly while keepong us well informed, and always in a great mood. He was very professional and moved the process along well to accommodate us.
    Reply from
    Sean Skaggs
    2025 December 22 05:37 PM
    I'm glad to hear that you felt supported with timely communication throughout the process, Richard. Maintaining a steady flow of information is important, and I'm pleased you found my approach both professional and accommodating. ...
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Visit The Office

Sean Skaggs in Orange County, CA

Conveniently located in Irvine, Sean Skaggs is a top reverse mortgage specialist serving Newport Beach and all of Orange County, California. Stop by the office or schedule a free consultation for HECM, Jumbo Reverse Mortgage, and Reverse Mortgage for Purchase guidance.

Office Address

15231 Laguna Canyon Rd., Ste 250
Irvine, CA 92618

Hours

Mon - Fri: 8:00 AM - 6:00 PM
By appointment

HomeBlog(714) 875-7979sean.skaggs@mutualmortgage.com

© 2026 Sean Skaggs · Reverse Mortgage Specialist · Orange County, CA

Mutual of Omaha Mortgage

15231 Laguna Canyon Rd., Ste 250
Irvine, CA 92618

Equal Housing Lender

NMLS 859600 | 1025894